Health insurance serves to minimize the risk of large expenses when a person suffers from illness. No one wants to be sick. However, there is also no guarantee when someone will experience health problems. Despite trying to live a healthy lifestyle, there will still be unexpected risks that need to be anticipated. As an illustration, one day you are in need of big funds for home renovation, suddenly one family member suffered illness that requires surgery and hospitalization in hospital. In a short time it takes a large amount of cash for hospital expenses. When not ready, emergency funds can be used up to pay huge medical bills. Important health insurance is held at any age. This is because by having health insurance, a person can avoid the difficulty of having to pay huge medical bills if one day he suffered from severe illness and had to undergo hospital treatment. Lighten the burden of the mind while in a state of pain because it does not have to think about the cost that must be incurred.
This is because the payment of medicine, doctor, room (when hospitalization) will be covered by insurance (as per policy). It will not disrupt the deposits of funds intended for other purposes, such as emergency funds, child education savings, and others. Prevent the possibility of owing or selling assets to pay considerable hospital bills. With age, the risk of getting sick is getting bigger. Especially for someone whose family has a history of certain diseases. Risk protection is required to anticipate such conditions. The older your age to buy a health insurance policy then the premium value to be paid greater. This is because as mentioned earlier, age increases can increase health risks. The cost of medical treatment in Indonesia is always increasing. Based on data released by Global Waters Survey Reports from Towers Watson (2011), the increase in health costs in Indonesia is always above inflation every year, at 10-13 percent per year. Long-term protection. Office workers generally get health insurance facilities from where they work. However, what if one day he must move the office? or worse, having a layoff (PHK)? The protection umbrella was automatically lost. Another case when having health insurance on behalf of the person. Whatever the profession or employment status of a person, he will remain protected by health insurance he has.